How to Protect Against Bicycle Theft - NYCM Insurance Blog

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May 3, 2019

How to Protect Against Bicycle Theft

No matter where you live, bicycle theft is a legitimate concern. Whether you use your bike every day to get to and from work, or just enjoy an occasional ride, it’s important to take precautions to avoid a thief making off with your precious ride. Here are some tips to help you keep your bike safe during your travels:

1. Invest in a sturdy bike lock 

The easiest way to prevent your bike from being stolen is by using a bike lock. Investing in a quality bike lock will pay for itself quickly, making it difficult (if not impossible) for a thief to take off with your bicycle while you’re in the grocery store or grabbing a bite to eat. When shopping for a lock, be sure to pick out something heavy-duty and do your research beforehand. 

2. Lock your bike every single time

This one is worth emphasizing! It can be tempting to forgo using your bike lock when you’re only going to be away for a matter of minutes. But that’s all a thief needs to make off with their new ride. Take the time to lock your bike every single time you step away. 

3. Store it safely

When storing your bike at home, keep it in a locked shed or garage. It’s also a good idea to secure it to an immovable object (using your new bike lock, of course!). Keeping your bike covered is also a great way to protect it from the elements, like rain and snow, which could lead to rust. 

4. Keep a record

As with all valuable possessions, it’s important to keep a record of your bike including the frame number, a photo, and a short, written description. This will be helpful in tracking your bike down, should it ever be stolen. 

5. Be picky about your parking

While a heavy-duty lock will deter most thieves, you can take added precaution by parking your bike in a well-lit area where it is seen by passersby. 

6. Report your bike theft

If your bike is unfortunately stolen, it’s important to report the theft right away to the police. Reporting the theft immediately will increase the chances of your bike being returned to you. 

7. Insure your bike 

If you’re a serious cyclist or use your bicycle to get to work every day, then chances are your bike was an investment. One of the best ways to protect your bike is through a bicycle insurance policy, which can help you replace your ride should it be stolen. A bicycle insurance policy can also include things such as coverage while racing, protection against physical damage, vehicle contact protection and roadside assistance.