How to Avoid Deer-Related Car Accidents - NYCM Insurance Blog

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Oct 4, 2023

How to Avoid Deer-Related Car Accidents

Knowing the Facts About Deer Activity Can Help You Stay Safe on the Road

As cooler months approach, deer-related car accidents are more likely to occur. Between October and January, it is more common for deer to be out and about during their mating season, but they also are looking for food and shelter during the colder months. We sat down with our corporate claims specialists to discuss deer related claims. Here’s what you need to know:


You are More Likely to Hit a Deer Between 7 P.M. and 7 A.M.

Obviously, this isn’t always possible but if you are able to limit driving time during these hours, it can really help! Unfortunately, things like your work or school schedules may conflict with a deer’s schedule from time to time. However, if you are able to leave earlier or later, driving during daylight hours can be extremely helpful in avoiding a collision. Remember, deer do move around outside of these hours, so it’s important to be aware of your surroundings when driving, regardless of what time it is.


You are More Likely to Hit a Deer in Rural Areas

With that being said, you need to drive cautiously regardless of where you are. Just because you are driving through a more populated area doesn’t mean deer won’t be crossing. Deer have been known to find their way into busy roadways, far away from their typical habitat. Even if you aren’t driving in a rural area, you should always be watching for deer as well as other animals and road obstructions.

The Number of Accidents Are Rising

As the deer population continues to grow, deer-related collisions are inevitable. Between 2017 and 2019, deer-related claims increased 21.8%.  Additionally, as vehicles become more advanced and more deer are present, the average claim payment will continue to increase over time. The average amount paid in animal collision-related damages has increased 12.5% since 2016. More recent research suggests that there were over 1.9 million animal collision insurance claims placed in the U.S. between July 1, 2019 and June 30, 2020. While this information isn’t surprising, it is good to keep in the back of your mind.

How to Help Avoid a Deer-Related Car Accident

  • Using these driving tips can help you avoid a deer-related car accident.
  • Use your high beams when possible
  • Watch for glowing eyes
  • Always drive defensively and with caution
  • Stay alert
  • Watch for deer-crossing zones
  • Deer move in herds--if you see one, expect more to follow


What to Do if You Do Hit A Deer?

If you do hit a deer, it’s important to have an action plan. Although this can be a nerve-racking situation, it is critical that you stay calm, move to the side of the road, and call 911 immediately if you or a passenger are injured.

Once you’ve had a moment to catch your breath, you’ll want to call your insurance agent to report possible damages. Understanding your policy and knowing what is covered will be helpful in the case of a deer-related collision. For information regarding an auto insurance policy with NYCM insurance, check out the link below to contact one of our local agents.