Why You Need a Home Security System - NYCM Insurance Blog

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Mar 29, 2021

Why You Need a Home Security System


Keep Your Home and Family Safe While Saving Money by Adding a Home Security System!

 

We know that keeping your home and family safe is a top priority. A home security system offers protection to both your property and loved ones. Many of today’s home security systems act as both a home automation system and security system, which adds convenience and energy savings. Continue reading to learn more about the benefits of installing a home security system this year.

Added Protection To Your Home

The benefit that first comes to mind when considering a home security system is protection. It is not uncommon to know someone whose home has been burglarized or have gone through it yourself. Initial feelings of fear and violation are then topped with the added hassle of lost electronics, jewelry, and other high value items. The tragedy is only made worse when you find one of the items lost was an irreplaceable family heirloom. Home security systems aim to protect your property and those inside from incidents like burglary, home intrusion, fires and more. There are two options when it comes to choosing the type of home security systems you would like to install: professionally monitored or self-monitored. While self-monitored systems still offer protection to your home and family, you do have to monitor the system yourself rather than relying on it to alert you or emergency services. Professional monitoring systems can protect you and your home whether you are aware of the problem or not, which can offer you added peace of mind. Even though a security system is an additional expense, in the event of a break-in, it could possibly pay for itself, considering the average victim of burglary is estimated to have a roughly $2,500 loss. According to the FBI, there were an estimated 1,401,840 burglaries in 2017 alone.

A Proven Burglar Deterrent

Oftentimes alarm systems come with signage you can place around the outside of your home, such as yard signs, door and window stickers, and prominent outdoor cameras in hopes of deterring a burglar altogether. Some research shows that a large percentage of burglaries are planned at least a day in advance and that more often than not, perpetrators look for signs of a security system in advance as well. One study found that, as the number of home security systems increased in an area, the number of residential robberies decreased in that area, even for people who didn’t have their own security system. Having a security system in place not only protects you but can help create a safer neighborhood overall.

 

Added Peace of Mind

Knowing that your property is being monitored with a home security system allows you to achieve greater peace of mind. Whether you're home or away, you can rest assured knowing that your home is being protected. With today’s technology, you can have remote access to your home from anywhere in the world. Depending on the provider, security systems can be set up to notify you and emergency services in the event of an intrusion, fire, gas leak, water issue and more. You are also more likely to have video or photo evidence to supply your insurance company, should you need to place a claim.

 

Energy Savings

Many modern home security systems feature home automation options that allow you to save money on energy costs by connecting to your home wirelessly. Oftentimes you can pair smart thermostats, smart lights, and smart keys for doors to your home and garage which can improve your home’s electricity management and safety. You can even use this tool to turn lights on and off while you’re on vacation to help give the home the appearance that someone is there.

 

Reduced Insurance Premium

As a homeowner, it is likely that you have homeowners insurance. There are many homeowners insurance companies that offer discounts off your annual premium for installing self-monitored or professionally monitored security systems. If your system includes features like environmental monitoring to detect fire, smoke, or water damage, you may even be eligible for additional discounts depending on your carrier. This may apply to business insurance as well!

 

Keeping your home and family safe is of the utmost importance. While a security system cannot physically protect you during a robbery or other home security event, it can deter burglars and alert you to contact authorities quickly. Now that you are considering home security, it may be a good time to think about other ways in which you can protect your family. For more information about home safety and protecting against poisonous chemicals, check out the link below.